EDUCATION IRA DISCLAIMER None of the information provided on these web pages should be construed as tax advice. You should be
advised to consult your own tax professional regarding the tax consequences of your IRA strategy and investment
activities. The following information is based on IRS Publication 590 for the use in preparing your 1998 returns.
This web site section is for information, education, and entertainment purposes only. This is not a solicitation
or offer to purchase or sell any security. This information is not intended to be used as the primary basis for
investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual
investor. You alone will need to evaluate the merits and risks associated with the educational material provided.
IRA DISCLAIMER None of the information provided on this web page should be construed as tax advice. You should be advised
to consult your own tax professional regarding the tax consequences of your IRA strategy and investment activities. The
following information is based on IRS Publication 590 for the use in preparing your 1998 returns. The Education
Center is for information, education, and entertainment purposes only. This is not a solicitation or offer
to purchase or sell any security. This information is not intended to be used as the primary basis for investment
decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. You
alone will need to evaluate the merits and risks associated with the educational material provided. Use of
hyperlinks to other internet resources is entirely at your own risk. The fact that such links may exist does
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losses or expenses. The material is for your information only and is not a solicitation to buy or sell securities
mentioned. This information is not intended to be used as the primary basis for investment decisions, nor should
it be construed as advice designed to meet the particular needs of an individual investor. The information on these
web pages is not a complete description of the securities, products, markets, trends, tax structures referred to
in these materials. One should consult their tax/legal counsel prior to making certain investment/insurance-related
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MUTUAL FUNDS DISCLAIMER The information provided is for education and entertainment purposes only. This is not a solicitation
or offer to purchase or sell any security. Mutual funds involve risks and investment returns and principal value
will fluctuate so that when shares are redeemed, they may be worth more or less than their original cost. Performance
of classes will differ. Before investing in any mutual fund, be sure to request a copy of the prospectus from an
account professional or the mutual fund family. The prospectus contains important information, including information
on fees and expenses. Read it carefully before investing. Past performance is not a guarantee of future results.
This information is not intended to be used as the primary basis for investment decisions, nor should it be construed
as advice designed to meet the particular needs of an individual investor. You alone will need to evaluate the
merits and risks associated with the educational material provided. Decisions you make based on the above information
or contained in the Mutual Fund Learning Center are your sole responsibility. Mutual funds involve risks and Investment
returns and principal value will fluctuate so that when shares are redeemed, they may be worth more or less than
original cost. Performance of classes will differ. Before investing in any mutual fund, be sure to request a copy
of the prospectus from an account professional or the mutual fund company. The prospectus contains important information,
including information on fees and expenses. Read it carefully before investing. Past performance is not a guarantee
of future results. None of the information provided on this web page should be construed as tax advice. You should
be advised to consult your own tax professional regarding the tax consequences of your IRA strategy and investment
activities. Commissions are charged on other investments such as stocks, bonds, their derivatives, and other
investment vehicles.
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